Invisible threat of fraudulent investments
In the current digital age, scams involving investments have become a great challenge for savers. CaixaBank has launched a crucial warning for its customers, warning them about the growing danger of ‘ghost investments’, a fraudulent practice that can erase a person’s savings in the blink of an eye.
What are the ‘ghost investments’?
The ‘Ghost Investments’ are defined as misleading offers that promise exceptional returns in a very short period. The scammers, who are often used by finance professionals, use calls, emails or text messages to attract potential victims.
The method of capture
After capturing a person’s interest, these scammers usually ask for a small initial amount to start ‘investing’. Generally, they are usually asked for amounts such as 200 euros, ensuring that it is only a small investment to access great benefits.
Scammers’ handling strategies
The scammers use various psychological techniques to influence their victims. One of the most common is to create a false sense of urgency, pushing people to make quick decisions so as not to lose ‘a unique opportunity’.
After the deception
Once the victim has invested, scammers can provide access to false platforms that seem to show the growth of their funds. However, when they try to remove their money, they find that they have been victims of a deception and that the scammers have disappeared.
How to protect your savings
To avoid falling in these traps, it is essential to be cautious with any promise of high returns in a short time. Never share your personal or bank information for unfrawable channels.
Tips for Prudent Investors
Make sure you keep your devices protected with updated antivirus software and avoid downloading unknown origins. If you have doubts about an investment offer, contact your financial institution directly through official channels.
Shared Liability of Financial Safety
The safety of your savings depends on both the financial institutions and the monitoring of the customers. Being informed and alert is key to preventing scams that can compromise your economic situation.
