The new fashion of digital frauds
In recent months, CaixaBank has detected a significant increase in a new type of scam circulating through WhatsApp. This technique, which has become popular, involves promising money in exchange for a simple ‘Like’ on a post or following a profile on social networks.
The mechanism of the scam
The modus operandi of scammers is cunning and designed to gain the trust of their victims. The first contact is usually a message from a stranger, who introduces himself as a representative of a company and offers a simple task in exchange for financial compensation.
Step by step from the estafa
The process usually includes several steps that help cement the illusion of a legitimate opportunity. First, the scammer asks you to perform a small task in exchange for an initial payment, usually via Bizum.
After this phase, you are asked to submit a screenshot as proof of the work done. This serves to build more trust in the scammer.
It then transitions to Telegram, where promises of high earnings become more enticing, and where victims can be pressured to invest money while promising a substantial return.
The consequences of this deception
The risks of falling for this type of scam are not limited to just losing money. CaixaBank warns that those involved could be considered complicit in a crime of fraud, especially if they have transferred money to other victims or if they have not reported the incident.
The profile of the victims
The victims of these scams often include vulnerable people, such as teenagers or older adults in precarious financial situations, who may be more susceptible to believing offers that seem too good to be true.
Tips to avoid falling for the scam
If you receive a suspicious message promising money in exchange for a ‘Like’ or similar action, it is vital to follow some recommendations to protect yourself:
Steps to follow
First, do not reply to the message or provide any personal or bank details. If you have fallen for the deception, report the incident to INCIBE and block the user on the platforms involved.
If you have shared sensitive information, contact your bank immediately to take the necessary steps. In addition, it is advisable to collect all possible evidence of the scam, including screenshots and conversations.
Finally, consider filing a complaint with the appropriate authorities and investigate whether your personal information has been exposed. Proactivity is key in the fight against digital scams.