Offering Solutions for Learning
For those who want to advance their academic training, CaixaBank presents a very interesting alternative. Your education loan provides funding that can cover up to 100% of the costs associated with training, a proposition designed for students looking to improve their skills at various levels of education, from vocational training to master’s degrees.
Skills & Education Loan: An Ally for the Student
CaixaBank has created the Skills & Education Loan in order to facilitate the financing of studies, whether it is training in Spain or educational experiences abroad. This option is presented as an ideal solution for those who want to expand their academic horizons.
Conditions and Application Process
Accessing this loan requires meeting certain criteria that, despite being flexible, ensure the viability of the payment. Generally, it is necessary to open an account at CaixaBank and carry out an analysis of the student’s financial situation. The request can be handled easily both at CaixaBank offices and through its digital platform, guaranteeing a quick and uncomplicated process.
Broad Coverage for Educational Expenses
Once the application is approved, students can obtain funding that covers up to 100% of educational costs, with a limit of 30,000 euros. These funds can be used not only for tuition, but also for other necessary expenses such as books, materials and accommodation, depending on the chosen program.
Flexible Terms for a Comfortable Reimbursement
One of the most outstanding features of this loan is its flexibility. Students can finance studies of different costs, within the established limit, and repayment terms are adapted to their needs. This allows for progressive repayment with competitive interest.
Terms and grace period
The maximum repayment period is 6 years, with a capital shortfall of 54 months, during which only fixed interest will be paid. This allows students to focus on their studies without the pressure of immediate payments.
Study at Home or Abroad
The CaixaBank loan is an excellent option both for students who decide to study in Spain and for those who are looking for educational opportunities beyond their borders. The entity recognizes the value of international learning and facilitates access to programs abroad, allowing students to opt for the best opportunities regardless of their location.
Towards a Bright Academic Future
With CaixaBank’s study loan, students have a powerful tool in their hands to achieve their academic goals. It offers the possibility of financing your education without the immediate worries of costs, thus facilitating a path to a more promising future.