Non-contributory pensions: an alternative for those who have not contributed

Introduction

People who have contributed to Social Security are entitled to a contributory pension. However, within the social protection system, there is also another type of benefits.

These are aimed at those people who have never contributed or who have not arrived in sufficient time to obtain the right to collect the contributory pension. In addition, you must be in a situation of economic vulnerability or precariousness.

Non-contributory pensions

This pension that can be collected without almost having contributed is the non-contributory pension. In this case, this type of benefit is not managed by Social Security, but by the competent body of each community.

In addition, they are divided into retirement and disability pension. In both cases, the beneficiary must meet a key requirement: not having enough income to live on.

Requirements for the non-contributory retirement pension

Income is a common requirement to collect the two non-contributory pensions. However, each has its own. In the case of the retirement pension they are the following:

  • Be over 65 when the benefit is requested.
  • Reside legally in Spanish territory and have done so for 10 years from the age of 16 and the age of application.
  • Of these 10 years, two must be consecutive and just prior to the application.

Requirements to receive the non-contributory disability pension

For your part, to be entitled to a non-contributory disability pension, you must meet these requirements:

  • Be over 18 and under 65 when the application is made.
  • Reside legally in Spain and have done so for 5 years. Two must be just prior to the application.
  • Have a disability or chronic illness of 65% or more.

Amount of non-contributory pensions 2024

The amount of these benefits is established in the General Budget Law of the State. This 2024, the Government agreed a 6.9% increase to leave them at 7,250.60 euros. That is, 14 payments of 517.90 euros.

However, the individual amount is set according to the income of the beneficiary or of his economic unit of coexistence, as long as it is at least 25% of the maximum. That is, 1812.65 euros every year or 129.48 euros in 14 payments.

Amount of non-contributory pensions 2024

< TD>7,250.60
BenefitEuros/YearEuros/Month
Retirement/Maximum Disability517.90
Minimum Retirement/Disability (25% of maximum)1,812.65 129.48
Disability: Supplement (50% of the maximum)3,625.30258.95

People with a disability equal to or greater than 65% who prove that they need help to carry out the essential acts of life, will obtain a supplement of 50%. This translates into 3,625.30 euros more in pension each year.

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