Investors on the horizon: An opportunity to save
If you decided to invest in a startup in 2024, the Treasury offers an excellent news. The investment tax deduction in emerging companies may be the key to significantly reducing your tax debt in the next 2025 income statement.
How does the deduction for startup investments work?
Investment deduction in emerging companies is a fiscal mechanism created to stimulate investment in new initiatives. If you decide to invest in one of these companies, you can deduce a percentage of the amount invested, which will decrease the amount you will have to pay to the Treasury.
How much can you save?
For the 2025 fiscal year, a deduction of 30% is allowed on the amount invested. For example, if you decide to invest 10,000 euros in a startup, you can deduce 3,000 euros from your tax quota.
Limitations to be taken into account
Finance imposes a limit of 60,000 euros per year for this deduction. This means that, regardless of the amount you invest, you can only apply the deduction to investments to this amount, resulting in a maximum deduction of 18,000 euros a year.
Requirements to access the deduction
To enjoy this deduction, it is important to fulfill certain requirements, such as the company is newly created, that the investment is made during the constitution or extension of the company’s capital and that you keep your investment for a minimum period. Three years.
Presenting your income statement
From April, you will be ready to submit your income statement for the year 2024. To include the deduction for investment in startups, use the Tax Agency software or its digital platform.
Steps for the statement
Access the section of ‘Investment deductions in new companies’, where you will have to enter data such as the NIF of the company, the amount invested and the date of the investment. The system will automatically calculate the deduction by applying 30% to the established limit.
Advantages to invest in startups
In addition to tax savings, investing in emerging companies can diversify your portfolio and provide you with long-term attractive yields. You will also be contributing to the development of innovative projects that can change the industrial landscape.
Tax exemptions in the sale of holdings
If you decide to sell your participation after the minimum period of three years, you can benefit from tax exemptions on the gains, provided you reinvents in another startup.
Final reflections
Taking advantage of tax deductions for startup investments can not only be a good business for you as an investor, but also contribute to the growth of ideas that could make a difference in the future. This is an opportunity that should not be passed.
