Understanding the Pension for Permanent Disability
The permanent disability pension provides financial support to those who, for health reasons, are unable to carry out their usual work activities. This benefit, managed by the Social Security, seeks to compensate for the decrease in income due to an illness or accident that affects the ability to work.
Classification of Disability
There are several degrees of permanent disability, ranging from partial to severe disability. Total disability allows the beneficiary to work in other sectors, as long as their health is not put at risk.
The Compatibility of the Benefits
Total permanent disability pension can be combined with unemployment benefit, provided certain conditions are met. This is particularly useful for those who have lost their jobs but can still receive financial support.
Necessary Requirements
To access both benefits, it is essential to have contributed for a minimum of 360 days in the last six years. In addition, the applicant must be registered as a job seeker and not have been self-employed during this period.
Duration and Amount of the Benefit
The time for which the unemployment benefit can be received depends on the accumulated contributions. For example, with 360 days of contribution, you can access 120 days of subsidy. The amount is determined based on the regulatory base of the last 180 quoted days.
Alternatives for Over 52s
Those receiving a permanent disability pension can also opt for the over-52 allowance, provided they meet specific criteria. This includes having worked in a place that does not aggravate your health situation and having exhausted the contributory benefit due to unemployment.
Additional Conditions
Candidates for the over 52 allowance must have at least 15 years of contribution, with a minimum of 6 years due to unemployment. In addition, income cannot exceed 75% of the interprofessional minimum wage.
Conclusion and Final Reflections
Combining a permanent disability pension with other financial assistance can significantly improve a person’s financial situation. Understanding the requirements and conditions is essential to make the most of these benefits and ensure financial stability in difficult times.
