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Permanent disability benefits: a help for workers

by PREMIUM.CAT

Help for workers

The Social Security entity provides a benefit intended for workers who, due to an illness or accident, find themselves with a decrease in their working capacity. This aid, known as a pension for permanent incapacity, aims to compensate the loss of income that the worker suffers due to not being able to carry out his work.

Requirements and levels of disability

To apply for this benefit, there is no minimum age requirement, but it is necessary to have contributed for a certain time, except in cases of accidents or occupational diseases. Permanent disability is classified into four levels according to the degree of the worker’s involvement: partial, total, absolute and major disability.

Disability review

These benefits are subject to periodic review in order to check whether there have been changes in the beneficiary’s condition that could justify adjustments in the amount or even the cancellation of the pension. This review process is carried out every two years, but the beneficiary can request it earlier if he considers that his situation has changed.

Request for review and reasons for deletion

To request a review of permanent disability, the Social Security makes available to beneficiaries a form called Request for Review of Permanent Disability, available on its website. In addition, it should be noted that the disability pension ceases to be reviewable when the beneficiary reaches retirement age, from the age of 65. On the other hand, the Social Security can completely withdraw the benefit in cases such as the start of a work activity incompatible with the degree of disability granted, improvement in the health conditions of the beneficiary, errors in the initial diagnosis, conduct not consistent with the recognized incapacity or evolution of the patient’s illness or injury that may make him reconsider his ability to work again.

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