The nature of the permanent disability pension
Permanent incapacity is granted when a worker cannot perform an activity due to an illness or injury that reduces or cancels his working capacity. In this sense, Social Security offers a pension to compensate for this loss of income. This economic right can be defined or indefinite according to the contributions of the taxpayer and the established requirements, which depend on the degree of disability. In addition, there is a deadline for receiving the pension.
Suspension and termination of the pension
It is important to emphasize that the permanent disability pension is not indefinite and can be suspended or extinguished by the Social Security. The suspension involves temporarily ceasing to receive the pension and may be due to fraudulent actions to obtain the pension or the rejection or abandonment without justification of medical treatment or rehabilitation processes during the incapacity. On the other hand, the termination means the loss of the right to receive it, which can be due to a review of the worker with a favorable result of healing, death or the recognition of the right to the retirement pension.
Age limit for applying for the pension
According to Social Security, the permanent disability pension can be applied for until the potential beneficiary reaches retirement age, which is 65 years for those who have contributed for a minimum of 37 years and 9 months. However, for workers who do not reach this established contribution limit, the age limit is 66 years and 4 months. It must be borne in mind that when starting to receive the retirement pension, it cannot be combined with the disability pension, since the latter is considered a social benefit for workers who cannot work due to illness or injury.
