Introduction
Unemployment benefits are one of the main aids offered by the State Public Employment Service (SEPE) to workers who are out of work. This benefit becomes an essential support for many people, as it provides them with the necessary resources to cover their basic needs while they look for a new job opportunity.
Duration and requirements
The duration of unemployment benefits is determined by the number of days each worker is paid. In general, this aid can be received for a maximum of 720 days. However, once this benefit runs out, beneficiaries have other alternatives available.
An interesting option for workers over 45 without family responsibilities is to apply for the specific aid for this group. This benefit can be very useful, as the chances of finding a job decrease as you get older. However, it is important to take into account the requirements to be able to access this aid.
Applicants cannot be dependent on their spouse, children under 26, disabled adults or foster children. In these cases, they will have to apply for other benefits such as the allowance for unemployment with family responsibilities. In addition, annual income cannot exceed 75% of the interprofessional minimum wage.
Amount and request
The allowance for over 45s lasts for 6 months and cannot be extended. The amount corresponds to 80% of the Public Income Indicator of Multiple Effects (IPREM), which is currently 480 euros per month. This means that beneficiaries can receive a total of 2,880 euros during this period.
To apply for this aid, those interested can use different channels such as the SEPE electronic headquarters, the telephone, the administrative mail or the benefit offices. However, please note that there is a one-month waiting period after a previous grant ends before you can apply for a new grant. Once this month has passed, the deadline for submitting the application is 15 working days.
Other benefits available
In addition to the aid for over 45s, the SEPE offers other benefits that may be of interest to unemployed workers. Some of these benefits include help with family burdens and the over-52 allowance, which can be received up to the minimum retirement age and contributes to the pension.
There are also other options such as the Active Income of Insertion (RAI), which is an aid available to those workers who have exhausted all previous benefits and have not reached the age of 52.
conclusion
Unemployment benefits are vital help for workers who are out of work. These benefits provide financial support and help cover basic needs while looking for a new job opportunity. It is important to know the requirements and the options available to be able to access these benefits and use them appropriately.
